I've been helping people retire for over 30 years. Here's what I've learned — not everyone needs the same thing. Some people want to hand everything off and never think about it again. Some want a clear plan but prefer to stay in control of their own money. And some just need a trusted advisor in their corner for the big decisions.
Whatever you need, there's a path. No pressure to fit into a box that doesn't make sense for your situation.
No pitch. No pressure. Just a straight conversation.
Before we talk about working together, I want to make sure it actually makes sense — for both of us. In 20 minutes, we'll figure out where you are, what you're trying to solve, and which path (if any) is the right fit for your situation.
You might walk away with a clear next step. You might walk away realizing you just needed that one conversation. Either way, you leave with more clarity than you came in with.
Three core engagements, plus an hourly option for one-off questions. None of them require you to fit a particular mold. The clarity call is how we figure out which one is right.
You've spent decades building what you have. The last thing you want to do is spend retirement watching the market and second-guessing your portfolio. That's what I'm here for.
I manage your investments on an ongoing basis — adjusting strategy, monitoring performance, and keeping everything aligned with where you are in retirement. Your assets stay at Charles Schwab. You get a fiduciary who's legally required to put your interests first.
If you're within about a year of retirement — or you just crossed that finish line — this is built for you. Final Approach is a focused, structured planning engagement that covers everything you need to retire with confidence. Income strategy. Withdrawal sequencing. Social Security timing. Tax planning. Portfolio alignment. All of it coordinated in one place.
No need to move your accounts. No ongoing percentage-based fees. Just a clear plan, built around your numbers.
Here's the truth most advisors won't tell you: you don't have to hand over your investments to get great retirement advice.
A lot of people have managed their own money for years and are good at it. They don't want to give up control. They just want a fiduciary advisor they can call when it matters — someone who knows their situation, keeps them from making expensive mistakes, and helps them think through the big decisions.
That's exactly what this is. For a flat monthly fee, you get an ongoing planning relationship. We meet regularly, review your strategy, and talk through income adjustments, tax decisions, Social Security timing, Medicare, and whatever else comes up. You keep your accounts right where they are.
Sometimes you just have a specific question. A second opinion on a decision. A portfolio review. A "am I thinking about this right?" conversation.
That's what hourly is for. This isn't the right fit for complex retirement planning — but if you have a focused, limited-scope question, we can tackle it in a single session.
Most people aren't sure — and there's no good reason to figure it out alone. We'll spend 20 minutes talking about where you are, what you're trying to figure out, and which path makes the most sense for your situation. No sales pitch. No pressure. Just an honest conversation about what you actually need.
A hope and a prayer is not a retirement plan. Let's build you a real one.
Book your retirement clarity call